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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$192,000
|
$240,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
5 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$2,000
|
$4,000
|
$4,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$2,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.40
$10.80
$11.20
$11.40
$11.60
$12.60
$12.80
$13.40
$14.20
$14.80
$15.00
$16.20
$16.60
$18.00
$18.60
$19.80
$20.40
$21.60
$22.20
$24.00
$25.40
$26.60
$28.20
$29.80
$32.00
$34.20
$36.80
$39.60
$42.60
$46.20
$51.20
$56.40
$61.60
$70.40
$77.60
$86.60
$96.00
$106.20
$117.80
$131.40
$145.00
$161.00
$177.60
$214.80
$235.40
$258.40
$283.80
$311.20
$341.60
$376.60
$417.80
$461.80
$508.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$192,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$4,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$20.80
$21.60
$22.40
$22.80
$23.20
$25.20
$25.60
$26.80
$28.40
$29.60
$30.00
$32.40
$33.20
$36.00
$37.20
$39.60
$40.80
$43.20
$44.40
$48.00
$50.80
$53.20
$56.40
$59.60
$64.00
$68.40
$73.60
$79.20
$85.20
$92.40
$102.40
$112.80
$123.20
$140.80
$155.20
$173.20
$192.00
$212.40
$235.60
$262.80
$290.00
$322.00
$355.20
$429.60
$470.80
$516.80
$567.60
$622.40
$683.20
$753.20
$835.60
$923.60
$1,016.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$240,000
|
|
Benefit Duration
|
5 years
|
|
Monthly Benefit Amount
|
$4,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.20
$27.60
$28.00
$29.60
$30.00
$31.20
$31.60
$33.60
$34.40
$36.00
$38.00
$39.20
$41.60
$43.20
$44.00
$47.20
$50.00
$51.60
$54.80
$56.80
$60.00
$63.20
$67.20
$70.80
$75.20
$79.60
$85.20
$91.20
$97.20
$104.00
$110.80
$122.40
$134.00
$146.80
$160.00
$182.40
$201.20
$224.00
$247.60
$272.80
$302.40
$335.20
$370.80
$410.80
$453.60
$545.60
$599.20
$658.00
$720.40
$789.60
$866.00
$951.60
$1,053.20
$1,160.80
$1,277.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov